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Fintech

FinTech Lending  with LowTech Pricing

October 13, 2025 by atomotif.uk

New analysis signifies that FinTech lending has not been as ‘disruptive’ in risk-based pricing as claimed. Whereas FinTech has offered elevated mortgage entry to some people, reliance on conventional credit score scoring and spillovers from banking laws results in mispricing and cross-subsidization of debtors. The authors counsel alternate options to allocate capital effectively and enhance … [Read more…]

Posted in: Research Tagged: Fintech, Lending, LowTech, Pricing

Gauging Frequent Possession in Fintech Markets

September 27, 2025 by atomotif.uk

A brand new empirical paper estimates the scope and affect of widespread possession in fintech markets. The authors discover restricted widespread possession amongst personal fintech start-ups, however this image adjustments sharply with fintech companies going public. Frequent possession, which refers back to the overlapping of minority however probably influential traders in competing companies, has stirred … [Read more…]

Posted in: Research Tagged: Common, Fintech, Gauging, Markets, Ownership

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